Personal Finance Manager
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Personal Finance Manager
AI-Powered
Streamline Your Financial Operations
Empower your customers with a sophisticated tool designed to enhance their personal finance management. Simplify transaction categorisation, tailor financial goals, and automate alerts for unparalleled operational efficiency and customer service.
Personal Finance Manager Overview
Personal Finance Manager by WEBSENSA processes large volumes of financial data in real time to provide accurate transaction categorisation, deep behavioural insights and personalised budgeting tools.
It builds rich customer profiles using demographic data, geolocation, owned products, cash flow and spending patterns – enabling better recommendations, predictive models, credit scoring and fraud detection.
PFM supports both customers and financial institutions by enhancing financial awareness, improving user engagement and increasing the efficiency of internal operations.
Key Features
Key Components
01.
Empower Clients with Intelligent Budgeting
Customers can set budgeting goals tied to categories, subcategories or merchants. The system shows whether spending aligns with their financial plan, empowering users to adjust behaviour and make informed financial decisions.
02.
Adapt Automatically to Client Financial Behaviour
PFM analyses transaction histories to detect unusual behaviour – such as a sudden spike in spending – and automatically sends notifications. This helps users stay in control, avoid overspending and manage unexpected situations.
03.
Segment Your Clients & Assess Risks Efficiently
PFM builds comprehensive customer profiles from demographic characteristics, devices, owned products, cash flow structure and expense category distribution. These representations power real-time recommendations, predictions, credit scoring models and fraud detection mechanisms.
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05.
Why Choose the Personal Finance Manager?
Personal Finance Manager improves financial awareness for users while boosting operational efficiency for institutions.
Its high accuracy (up to 95% in categorisation), scalability (150 transactions per second per core) and real-time processing make it ideal for banks and financial organisations that rely on fast, reliable analytics.
By automating internal workflows and reducing manual processes, PFM helps organisations minimise operational risks and reduce costs.
Industries Served
Research Teams We Serve
Banking Sector
Use a multi-level, custom classification engine to help customers understand expenses, plan budgets, and improve financial literacy.
Financial Institutions
Gain powerful customer representations for recommendations, predictive services, creditworthiness assessment and fraud detection.
Film & Media Production
Track production expenses, plan budgets, and allocate funds for equipment, salaries, locations and logistics – ensuring financial control throughout film projects.
Energy & Utilities
Help customers monitor usage, set budgeting goals and manage recurring payments – improving financial control and service satisfaction.
How to Get Started
To get started, provide us with anonymised transaction history and access to your product and user data. We train classification models and deploy the system via real-time API or batch processing. Our team collaborates closely with yours to tune goal-setting logic and alert thresholds.
Ready to modernise your financial operations?
START FREE DIAGNOSIS – TOGETHER WE’LL SHAPE THE RIGHT AI IMPLEMENTATION STRATEGY FOR YOU
Ready to see AI working in your business?
Start free diagnosis – together we’ll shape the right AI implementation strategy for you
Additional information
01.
PROJECT VALUE
4,633,997.51 PLN
02.
Contribution from European funds
3,485,668.54 PLN
03.
Project implementation period
2020 – 2022
The development of the WARRP platform was co-financed by the European Union from the European Regional Development Fund within the Intelligent Development Program 2014 – 2020.
The project was realised as part of a competition by the National Centre for Research and Development: "Industrial research and development work carried out by enterprises".
